NYC Affordability Calculator

Why Rent Alone Doesn't Tell the Full Story

A $3,500/month apartment in one neighborhood could cost you $1,000+ more per month than a $4,000 apartment elsewhere when you factor in transportation, groceries, and lifestyle.

Our Affordability Index measures the true monthly cost by combining:

What We Measure & Why It Matters

🏠 Housing (60%)

Rent affordability based on median prices. Lower rent = more money for savings and experiences.

🚇 Transportation (20%)

Transit access to work hubs. Good transit saves 10+ hours/week and reduces stress.

☕ Daily Living (10%)

Coffee shops, restaurants, social venues. Walkable neighborhoods save time and build community.

🛒 Groceries (10%)

Access to affordable grocery stores. Budget stores save $100-200/month vs premium-only areas.

💡 Bottom line: Higher scores = Lower true cost of living + Better quality of life
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